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PracticeCFO is committed to providing customized financial advice to dental practices and their owners. Below are our recent posts designed to keep you in-the-know.
See You There - PCFO at CDA SF!
See you there! We're thrilled to be attending CDA once again, this time in beautiful San Francisco. From the fun surprises we have planned at our booth (#1617!) to Wes's presentation at "The Spot" (more details to come) we're certain that this will be a conference for the books. Will you be attending? Let us […]
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Inspiring Changes - How Dr. Elona Gaball Ignites Dreams Through Dentistry 
Here at PracticeCFO, we take great pride in our clients. We couldn't be more proud of all that they accomplish both in and out of the dental office - particularly their charitable endeavors. Which is why we're thrilled to highlight the incredible Dr. Elona Gaball! She is the owner of a local non-profit organization called Inspire Changes, which aims […]
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Staying Prepared: Why You Shouldn't Overlook Disability Insurance
At the time, about 10% of my clients have a serious health issue going on, ranging from stroke to cancer, and ranging ages mid-30s and up.  In my 6 years with PracticeCFO, I don’t recall a single incident of disability, and yet a number are occurring now.  Perhaps it’s coincidence or the accumulation of 2 […]
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Your July 2022 Brokerage Market Report 
Inflation and rising interest rates have caused enough headwinds to inject caution into the market for buyers and sellers of dental practices.  But they still remain plentiful. However, those who have considered selling may now be having second thoughts. This uncertainty is often a result of potentially choppy retirement options as the stock market continues to languish. […]
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Recession Risk: Should We Be Concerned?
Rising prices, rising rates, falling stocks, and headlines all mentioning Recession. What does it all mean and where are we going from here? Let’s address the elephant in the room. Recession risk. A recession, by definition, is two consecutive quarters of falling GDP (a measure of total US economic activity). We’ve already posted a negative Q1 […]
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The Student Loans Reporting Rundown: Recertification vs. Recalculation
Recertification: Required annual reporting of income to your student loan servicer to update your IDR payment for the upcoming year. Recalculation: Reporting your income anytime outside of your normal recertification timeline. Why would you do this? Read on! Did you know you are NOT required to recertify your income before March 2023? If you get a notice […]
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The Great Student Loans Servicer Shake-Up
Extending the previous article, if you have student loans, your servicer likely has, or will very soon, be changing! Although different, a change in servicer may feel a lot like your bank is selling your home loan. Letters arrive notifying you of the new servicer and generally require you to create a new account online. It’s […]
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What You Need To Know About The IDR (Income Driven Repayment) Waiver
Last month we wrote about the “PSLF Waiver” that allowed a one-time recount of qualifying loan payments toward the 10-year forgiveness under the PSLF’s program for those with 10-years of employment with a government (including military) or nonprofit organization. In addition to the PSLF waiver, there is also an “IDR Waiver.” Refresher: “IDR” stands for […]
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Semi-Monthly Payroll: Why Employers Should Be Doing This
Although employees may not like change, switching to semi-monthly payroll can be a benefit to both them and you, the practice owner. First, a couple of definitions: Bi-weekly: payroll is paid every other week, i.e., every 14 days.  With 52 weeks per year, that creates 26 payroll cycles and 2 months per year in which there […]
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Eligible For The PSLF Waiver? Act Now!
Note: If you’ve never worked for the government or a non-profit, the following is not applicable. Through October 31st of this year, 2022, you may be eligible to have your student loans forgiven if you previously worked for the government (including the military) or a non-profit organization and were not able to qualify your student loan […]
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